Cheap or Quality Coverage?

Are you looking for cheap or quality coverage?

We pride ourselves in offering the Best price out of our list of Quality companies. Now, if you are looking to save money on your home and auto insurance, we can definitely assist you. Although saving money is important, our muscle comes from protecting you with the best.

What is most important to you? If you are looking for quality, with potential savings, we are the agency for you. Our carriers offer the best coverage options you can find in the industry. Guaranteed replacement cost on your home? We have two carriers that offer this to you. If there is a total loss on the home, and the estimated amount to replace the home is off, they will pay what it takes to replace the home. You do not have to worry about a limit of coverage on the home.

In recent blog, we talked about roof coverage. All of our carriers have replacement cost on the roof. How is that for Quality? The industry in general, as far as the big insurance names go, are going to ACH, or actual cash value. With this coverage, the insurance company will factor in depreciation of the roof. The check you receive will be less than what is needed to replace the roof, and this means you will be paying more out pocket to replace your roof.

Replacement cost coverage is also good for your personal property. In order to replace goods lost in covered claim, wouldn’t you want coverage in place that would allow you to actually replace the property? Of course! However, many people go with this coverage in order to save a buck on their home insurance. We highly recommend to everyone that they go with replacement cost. It is very important coverage. Your general insurance complaints come after a claim experience, but the caveat is that the insured(s) have the power to pick their coverage, ask questions, and etc. We want you to know your options, and be able to make strong knowledge based decisions.

Whether you are looking for home and auto insurance or renters and auto, we can certainly assist you.

Go to one of our various Quote Form links, fill out a few questions, and we will reach out to you as soon as possible!


I have the honor to be very respectfully your obedient servant,

John M. Hatcher

Independent Insurance Broker

Proudly Serving the Fairview, Franklin, Bellevue and Surrounding Communities in Tennessee!

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