How does one avoid family risk? Here are three ways you can avoid family risk, and they tie into one product.
- Health: When you are diagnosed with cancer, have a heart attack, or another covered health event, you will have to cut back at work. You will need to go through expensive tests and treatments as well. All of this will be done while you are cutting back and work, and the medical bills are adding up. There will be more than medical bills, because your mortgage bill will keep coming, utility bills, grocery bills, and etc. These bills will keep coming, but you cannot work, or you have had to cut back significantly. Would you like to be able to pull a portion of your life insurance benefit out early to help pay for these bills? People use to sell a lot of individual cancer insurance and heart attack insurance policies. Now, accelerated death benefits, which includes coverage for these, is included in many life insurance policies. When you buy life insurance, you are buying for more protection than you use to could.
- If you have a mortgage on your home, and if something were to happen to you, what would happen to the home? Your spouse may not be able to make the payments on the house. The house will then need to be turned over to the bank, lost. Your mortgage will be paid off, using the life insurance that you put in place to protect your family. You do not have to worry about the future of your family and where they might live. You will know exactly what will happen, and they will financially be okay, because you looked after them.
- Grocery bills, utility bills, college bills, you name it. They will keep coming. The life insurance benefit can be used to invest conservatively and provide your family income. If something happened to you, your income that supports your family, is gone. Where will the lost income come from? It can still come from you, if the right plans are made. Life insurance can be yours for a very low cost. Depending on your age and health, it can be as low as $10/month and up to $1-2/day. It depends on the type of insurance you would like: whole life insurance or term life insurance.
If you would like a free, no obligation quote, we have almost 40 companies to check under for you. You will only have us calling you about your quote. When you fill out an online form, you will receive a lot of calls, to the point of wanting to put your phone on plane mode for a month. Even though we have almost 40 life insurance companies with us, we are the only one that will call you about the quote. We like to help people, and this is one way we can serve and protect our neighbors and communities around us. If you live in the Nashville, TN, Fairview, TN, Franklin, TN area, we are here to be your insurance agent!
Contact us here! We will help you to the best of our abilities. We can make life insurance more affordable by cutting your home and auto insurance expenses with our 20 A+ or better rated companies!